TYPE OF ACCOUNT OPTIONS

  Managed portfolios are investments that are managed by advisors where they make changes according to your goals and objectives. 

Portfolio that focuses on appreciation of the underlying investments. The goal is for the value to increase over time. 

Investment portfolio with a goal to pay money out of the portfolio in the form of dividends, interest, capital gains, or distributions of a combination. 

  Stocks are ownership in a corporation or financial asset. The stock can provide returns through price appreciation and dividends and voting rights. 

Bonds are an interest-bearing security that obligates the issuer to pay the bondholder a specified sum of interest at specific time intervals. At maturity of the bond, principal is repaid.

  Mutual Funds are a basket of securities that trade like a stock and offer diversification through a active style of management.

  “ETF’s” are a basket of securities that trade like a stock and offer diversification through a passive style of management.

  UIT's are portfolios of fixed securities designed to be held for a specific period of time. These trusts are not actively managed and the investor receives a share of the trust's profits  of any.

Fixed interest instruments are debt instruments that pay a fixed rate of interest to investors over a period of time. 

 Structured instruments that use derivatives in combination with traditional securities linked to underlying assets. These are complex solutions.

A Certificate of Deposit or CD is a type of savings account offered by banks that pays a fixed interest rate for an agreed period of time. 

A note is a loan or corporate bond that uses the borrowers’ assets as collateral. If the borrower defaults on the note, the collateral can be sold to pay off the note. 

Pensions are regular payments made during a person's retirement from an investment to which that person or their employer has contributed. 

Annuities are insurance contracts issued by insurance companies that can pay out an income, pension, or distributions based on a few factors and mortality. 

These are plans designed to save for college. Plans may offer tax deductions and state benefits.

Qualified Plans that offer tax benefits which can be on a tax-deferred or after-tax basis. These are plans typically offered through the employer and are invested in securities or annuities.

DST 1031 exchange is a legal strategy that allows investors to defer capital gains tax on the sale of an investment property by purchasing DST interests as a replacement property.

 Exchanging one investment solution for another within the same investment vehicle. Such as insurance policy for another insurance policy or investment real estate for investment real estate. 

Life Insurance is a contract in which an insurer pays a premium and the insurance company guarantees payment to the insured’s beneficiaries if they were to pass away. 

 A policy to provide money for funeral and burial costs for themselves and/or family members. 

These are medical insurance coverage plans. Medicare is for those 65 years of age and older. 

Medicaid is for those on limited income or disabled.

Succession Planning is a strategy that helps ensure a company can continue to run smoothly when important employees retire, move on, or pass away. It provides an exit strategy for the owners to sell a business & pass on a legacy.