Ruggiero Investments is a wholly owned Independent Registered Investment Advisor (RIA) in the states of Florida, New York, & New Jersey. For specific state registration please review the investment advisor public disclosure link: https://adviserinfo.sec.gov/

Investments Involve Risk and are NOT Guaranteed:

1. Securities and Insurance Products are Not insured by FDIC or any Bank Agencies.

2. Securities May Lose Value.

3. Not a Deposit or Guaranteed by a Federal Government Agency or any Bank Affiliates.

4. Some products offered may be considered a conflict of interest

5. Ruggiero Investments is a Registered Investment Advisory  (RIA).  Ruggiero Investments subsidiaries 1) Ruggiero Insurance Agency, LLC & 2) Ruggiero Group Benefits Agency, LLC offer products that may be considered a conflict of interest. Please consult with your advisor to learn more.   

6. Ruggiero Investments is not a Tax Advisor. All Tax Implications of your investments should be consulted with an independent tax consultant or tax advisor.

7. Ruggiero Investments does not provide Legal Advice. For all legal questions, please consult with your attorney or legal counsel. Trusts are not established, drafted, written, or approved by Ruggiero Investments. Ruggiero Investments recommends seeking legal council to discuss, review, and determine the best suited options for your trust and all other legal needs.

8. Ruggiero Investments offers commission-based securities through their broker-dealer Calton & Associates, Inc. a Member: FINRA (finra.org) / SIPC (sipc.org)